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It should now be easier for enterprises, households and consumers to access funding, as fewer eurozone banks reported a tightening of credit standards in the third quarter of 2009, according to a bank lending survey carried out by the European Central Bank (ECB). However demand for loans by firms continued to decline, the survey found.
While the EU admits its plan to create a Single Euro Payment Area (SEPA) across Europe will take longer than expected, consumer and banking groups argue that the scheme needs to be revised before it is rolled out any further.
LinksDossier: Payment Services Directive: The end of the cash era?
In response to the worst crisis in decades, European Union leaders have agreed a common agenda to regulate and supervise global financial markets - EurActiv offers an overview of the state of play. (read more)
Schoolchildren could start receiving courses on how to use a bank account or buy and sell shares on the stock exchange as part of EU efforts to educate citizens and prevent possible future financial crises. (read more)
Consumers take centre stage in the Commission's Green Paper on Retail Financial Services, which lays down options on how to make retail banking and insurance services better and cheaper for EU citizens. (read more)
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